It's one of the most common questions I hear from Delaware County buyers: "Should I just rent for another year or two and save more money, or is it better to buy now?"
The answer isn't the same for everyone -- it depends on your specific numbers. That's why I built this tool.
In the video above, I walk you through a free Excel spreadsheet that models both scenarios side by side. You plug in your current rent, a target home price, your expected down payment, today's interest rate, and realistic assumptions about home price appreciation. The spreadsheet does the rest -- showing you the true cost of waiting versus the cost of buying now, so you can make a decision based on math, not emotion.
What you'll see might surprise you. In many cases, the equity you'd build in two years of ownership outpaces what you'd save by renting and waiting. In others, waiting makes sense. The tool shows you exactly where you stand.
Want the spreadsheet? Email me at ben@owndelco.com or request it in the form below and I'll send it right over -- no strings attached.